Liability Protection
Insurance coverage that protects you if you're legally responsible for injuries to others or damage to their property.
Detailed Explanation
Home insurance liability coverage (Coverage E) helps pay for bodily injury claims, property damage, legal defense costs, and settlements if someone is injured on your property or if you, a family member, or pet causes damage to others or their property.
Practical Example
When Lisa's dog bit a neighbor, her liability protection covered the neighbor's medical expenses and her legal defense costs when the neighbor filed a lawsuit seeking additional damages.
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