Coverage E (Personal Liability Coverage)
Protection against financial loss if you are legally responsible for injuries to others or damage to their property.
Detailed Explanation
This coverage helps pay for legal fees, medical bills, and damage awards if someone is injured on your property or if you, a family member, or a pet causes damage or injury to someone else or their property.
Practical Example
When a delivery person slipped on Matthew's icy walkway and broke his arm, Matthew's personal liability coverage helped pay for the delivery person's medical bills and lost wages, as well as Matthew's legal defense costs.
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