Additional Insured
A person or entity but not the named insured who is covered under an insurance policy
Detailed Explanation
Adding someone as an additional insured provides them with coverage under your policy for specific situations, like a landlord requiring it from a tenant.
Practical Example
Sarah owns a small marketing agency and rents office space in a building. Her landlord requires her to add them as an additional insured on her general liability policy, protecting the landlord if someone gets injured due to Sarah's business operations on the property.
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