Named Insured
A person or entity specifically listed as insured on an insurance policy
Detailed Explanation
Named insureds have full rights and responsibilities under the policy, including filing claims, making changes, and receiving notifications. The policy provides coverage for them when driving any vehicle (owned or non-owned).
Practical Example
Both spouses, Rachel and Mike, are listed as named insureds on their auto policy, giving them equal rights to manage the policy and file claims.
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