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Waiting Period

The time period between when you enroll in a health insurance plan and when your coverage becomes effective for certain services. The ACA generally prohibits waiting periods longer than 90 days.

Detailed Explanation

Some older plans or specific types of coverage might have waiting periods for certain pre-existing conditions or specific procedures.

Practical Example

When David started his new job, his health insurance plan had a 30-day waiting period before his coverage for routine doctor visits became active.

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