Uninsured Motorist Coverage
Protection when an at-fault driver has no insurance
Detailed Explanation
This coverage pays for your injuries and sometimes property damage when you're hit by a driver with no insurance, or in hit-and-run scenarios where the driver can't be identified.
Practical Example
When Sarah was injured by an uninsured driver, her uninsured motorist coverage paid her medical bills and lost wages that would normally be the at-fault driver's responsibility.
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