Subrogation
The process where your insurer seeks reimbursement from the at-fault party after paying your claim
Detailed Explanation
After your insurance company pays for your damages, they may try to recover those costs from the responsible party's insurance. This happens behind the scenes and typically doesn't involve you.
Practical Example
Jenny's parked car was hit by another driver. Her insurer paid for repairs under her collision coverage, then used subrogation to collect from the at-fault driver's insurance company.
Frequently Asked Questions
Related Terms
Need Insurance Coverage?
Request quotes from top insurance providers and find the best coverage for your needs.
Get Free Quotes