Smoke Detector Discount
A reduction in homeowners insurance premium for having functioning smoke detectors installed throughout your home.
Detailed Explanation
Insurance companies offer this discount because early fire detection reduces the severity of fire damage claims. Some policies require smoke detectors for coverage, while others offer premium reductions for their presence.
Practical Example
By installing interconnected smoke detectors on every level of her home and in each bedroom, Maria qualified for a 5% safety discount on her homeowners insurance premium.
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