Schedule
A detailed list attached to an insurance policy that specifically identifies high-value items for additional coverage.
Detailed Explanation
Scheduling items provides broader protection and higher coverage limits than standard personal property coverage. Scheduled items typically don't have a deductible and are covered for more perils, including accidental loss.
Practical Example
Monica scheduled her grandmother's antique jewelry collection on her homeowners policy, providing full coverage for each piece based on professional appraisals, without the standard jewelry sub-limit restrictions.
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