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Salvage

A vehicle that has been declared a total loss by an insurance company

Detailed Explanation

When repair costs exceed a certain percentage of a vehicle's value (typically 70-80%), insurers declare it a total loss and take ownership after paying the claim. The vehicle then receives a salvage title, indicating its damaged history.

Practical Example

After major flood damage, Tim's car was declared a salvage. His insurance company paid him the actual cash value and sold the vehicle to a salvage yard.

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