Roof Coverage
Insurance protection for damage to your roof from covered perils such as fire, wind, and hail.
Detailed Explanation
Roof damage is one of the most common homeowners insurance claims. Coverage can vary based on roof age, with older roofs sometimes insured for actual cash value rather than replacement cost, or subject to cosmetic damage exclusions.
Practical Example
After a severe hailstorm damaged John's three-year-old asphalt shingle roof, his homeowners insurance covered the full replacement cost of $12,000, minus his $1,000 deductible.
Frequently Asked Questions
Related Terms
Need Insurance Coverage?
Request quotes from top insurance providers and find the best coverage for your needs.
Get Free Quotes