Public Adjuster
A licensed professional who represents policyholders in negotiating insurance claims with insurance companies.
Detailed Explanation
Unlike company adjusters who work for the insurer, public adjusters work for you for a fee, typically a percentage of the claim settlement. They can be helpful for complex or large claims where you need advocacy and expertise.
Practical Example
After a major house fire with extensive damage, Maria hired a public adjuster who identified additional covered damages the insurance company's adjuster had missed, increasing her settlement by 30%.
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