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Product Liability Insurance

Coverage that protects businesses against claims for injuries or damages caused by their products

Detailed Explanation

This insurance is crucial for manufacturers, distributors, and retailers, as it covers legal defense costs and damages if a product you make or sell causes bodily injury or property damage.

Practical Example

A furniture manufacturer faced a lawsuit when a chair collapsed, causing injury to the user. Their product liability insurance covered the medical expenses, legal defense costs, and the settlement paid to the injured customer.

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