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Policy Period

The time frame during which your insurance policy is in effect, typically one year for homeowners insurance.

Detailed Explanation

The policy period is specified on your declarations page with clear start and end dates. During this time, your coverage, premium, and terms remain fixed unless you request changes or the insurer issues an endorsement.

Practical Example

John's homeowners policy had a policy period from May 15, 2022, to May 15, 2023, during which his premium remained $1,450 despite a small claim he filed in September.

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