Liquor Liability Insurance
Insurance that protects a business that sells or serves alcoholic beverages from liability arising from the intoxication of a customer
Detailed Explanation
This specialized coverage protects businesses from legal and financial consequences if an intoxicated patron causes bodily injury or property damage after being served at their establishment.
Practical Example
A restaurant that serves beer and wine purchases liquor liability insurance to protect them if a customer becomes intoxicated at their establishment and then causes a car accident.
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