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Fidelity Bond

Insurance that protects businesses from financial losses due to employee dishonesty

Detailed Explanation

Despite the name, fidelity bonds are actually a form of insurance that covers theft, fraud, forgery, and embezzlement committed by employees. They help businesses recover losses from employee dishonesty.

Practical Example

A bookkeeper at a small business embezzles $50,000 over a two-year period by creating fake vendor accounts. The company's fidelity bond covers the financial loss once the theft is discovered.

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