Fault
The determination of who is responsible for causing an accident
Detailed Explanation
Fault is a key concept in auto insurance claims that determines which party's insurance should pay for damages. It can be assigned fully to one driver or shared between multiple parties, depending on their actions and state laws.
Practical Example
After reviewing police reports and witness statements, the insurance companies determined that Daniel was at fault for the accident because he ran a stop sign.
Frequently Asked Questions
Related Terms
Need Insurance Coverage?
Request quotes from top insurance providers and find the best coverage for your needs.
Get Free Quotes