Essential Health Benefits (EHBs)
A group of ten essential service categories that health insurance plans are required to cover under the Affordable Care Act. These include things like doctor visits, hospital care, prescription drugs, and mental health services.
Detailed Explanation
The EHBs ensure that all individuals have access to a comprehensive set of healthcare services, regardless of their insurance plan.
Practical Example
Emily's health insurance plan, compliant with the ACA, covers all ten essential health benefit categories, ensuring she has coverage for a wide range of medical needs, from routine check-ups to prescription medications.
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