Coverage A (Dwelling Coverage)
The part of a homeowners insurance policy that covers the main structure of your home against covered perils.
Detailed Explanation
This is typically the most substantial component of a home insurance policy, protecting the physical structure of your house, including attached structures like a garage. It's important to have enough coverage to rebuild your home completely if needed.
Practical Example
After a severe storm caused part of Mark's roof to collapse, his Coverage A paid for the structural repairs to the roof, ceiling, and electrical wiring that was damaged, totaling $45,000.
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