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Contractual Liability Insurance

Coverage that protects a business against liability it assumes under a written contract

Detailed Explanation

This type of coverage is important when a business agrees to take on the liability of another party through a contract. It is often included within a general liability policy but can sometimes require a specific endorsement.

Practical Example

A construction company signs a contract with a client containing an indemnification clause, obligating the company to assume responsibility for specific liabilities. Contractual liability insurance provides coverage for these potential obligations.

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