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Beneficiary

The individual or organization chosen to receive the death benefit from a life insurance policy when the insured passes away.

Detailed Explanation

Policyholders can name one or more beneficiaries and can usually change them over time.

Practical Example

When Emily purchased her life insurance policy, she named her husband and two children as her beneficiaries. This ensures that they will receive the financial support from the death benefit after she passes away.

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