Additional Living Expenses (ALE)
Coverage that pays for the increased costs of living away from home if you cannot live there due to a covered disaster.
Detailed Explanation
If your home becomes uninhabitable due to a covered peril, ALE coverage helps pay for hotel stays, restaurant meals, laundry services, and other expenses above your normal living costs until you can return home or relocate permanently.
Practical Example
When a fire made the Johnson family's home uninhabitable for three months during repairs, their ALE coverage paid for their hotel suite, the increased cost of restaurant meals compared to home cooking, and laundry service fees.
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