Accidental Death Benefit
A rider that pays an additional death benefit if the insured dies as a direct result of an accident.
Detailed Explanation
This benefit typically has specific conditions and exclusions, such as death occurring within a certain timeframe after the accident.
Practical Example
John has a life insurance policy with an accidental death benefit rider. If he were to die in a car accident, his beneficiaries would receive the policy's base death benefit plus the additional amount from the accidental death benefit rider.
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